Form 4506-T is an Internal Revenue Service (IRS) document that is used to retrieve past tax returns, W-2, and 1099 transcripts that are on file with the IRS. The document gives permission for a third party to retrieve the taxpayer’s data. The taxpayer must sign and date the 4506-T. In today’s tightly regulated lending environment, […]

Picking which mortgage package for you can be hard to visualize so we’ve put together a mortgage product matrix so our customers can visually compare what Rancho Vista Mortgage has to offer. If you do not see a standard mortgage product listed here that does not mean we do not offer it though. Give us […]